WORKERS' COMP
You count on your employees to help you run your business Let us protect them in case of an accident.Call to talk to one of our insurance agents to find out how.
WORKERS COMPENSATION LAW IN CALIFORNIA
The California workers’ compensation laws require employers to provide no-fault insurance against workplace injuries and illnesses. In return, employers are not subject to lawsuits that could be filed by employees who get hurt or sick while on the job. Failing to have workers’ compensation insurance in California is a criminal offense. Moreover, employers cannot require employees to pay for or offset the cost of the policy, and benefits must cover all workers.
The California Division of Workers’ Compensation oversees the administration of claims and runs the workers’ compensation court system that resolves disputes over benefits. It is illegal to punish or fire an employee for filing a workers’ compensation claim.
LET US HELP YOU PROTECT YOUR BUSINESS
How do I Save Money on My Policy?
Understand Who Needs to be Covered
Many states require coverage for employees, but not for business owners or officers.
Review Your Coverage Annually
Periodically ensure your coverage is up-to-date with your business. For example, if you have expanded to a new state, prices and policy requirements may be different there.
Manage Your Risks
Create a safe working environment and also facilitate safety and employee training. Your claims history can affect pricing, so a safe business means paying less money over time.
Add a Small Deductible
You will be billed for the deductible amount for each claim and non-payment will cancel the policy. Only available in some states.
Find Out What Sets Us Apart
We Make It Simple
We work hard to explain your policy to you. We want you walk out of our office understanding exactly what you purchased.
Let Us Review Your Policy
If you have any concerns about your current policy, we can help you review your policy. We can explain what is covered and coverages you may be missing.
Save Time
With one quick call, we can give you a workers’ compensation quote. Our agents will help you buy exactly what you need, many people over pay for their insurance by buying more insurance than they need.
CALL TO LEARN MORE
Frequently Asked Questions
I am the business owner, can I also be covered by workers' compensation?
I only have part time workers, do I still need workers' comp?
Yes, California law requires that all employers carry workers’ comp for all their employees. Talk to one of our agents so you can determine what type of workers’ comp policy works best for you.
How quickly can I get insured?
Business insurance can take a little longer to process than regular insurance. If you need insurance soon, we recommend you talk to one of our agents as soon as possible. They will help you through the underwriting process and get insured in the shortest amount of time.
How do I file a workers’ compensation insurance claim?
The first thing you need to do is to make sure your employee is ok. You don’t want to make an injury worse by not seeking immediate medical treatment. Once you know your employee is ok, you should immediately call your insurance company to let them know what happened. They will guide you through the process and let you know what you need to do.
Call During business Hours
Or send us a message and we will get back to you as soon as possible.
(888) 220-4603
sales@connect3insurance.com
1720 S San Gabriel Blvd Suite 228 San Gabriel, CA 91776
Monday - Friday: 9:00AM - 5:00PM
English, Spanish
6002895
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