HOME INSURANCE
A good home owners insurance policy doesn't just protect your home, it protects your family.Home and Property Insurance
Renter’s Insurance
A recent survey showed people who price shopped different insurance companies saved up to 40% on their homeowners insurance policy. The price of your homeowner’s policy will depend on a number of factors, location, replacement cost, and how susceptible your home is to natural disasters. But you can save money by taking advantage of loyalty discounts and bundling your insurance with your car insurance.
Homeowner’s insurance will typically cover four different types of incidents on your property; interior and exterior damage, loss or damage of your personal belongings, and injury to other people that occurs on your property.
Just because you don’t own your own home doesn’t mean you don’t need to insure your valuables. A renter’s insurance policy will protect all your belongings in case of a covered loss like theft or fire.
Renter’s insurance is usually cheaper than homeowner’s insurance because you don’t need to insure the home itself. But that does not mean you can’t save money by comparing rates from different insurance companies. Save even more money when you bundle your renter’s insurance with your auto insurance. Call today to start saving money on your renter’s insurance.
Umbrella Policy
An umbrella insurance policy is a liability insurance policy that covers damages and liability beyond your auto and homeowners insurance limits. For insurance, if your homeowners’ policy only covers $500,000 of liability insurance and someone falls in the house and has a hospital bill of $700,000, you will be liable for $200,000 in damages. If you had a 1 million dollar umbrella policy, the policy would cover the $200,000. An umbrella policy will protect you in cases of liability, libel, invasion of privacy, slander, and vandalism.
Umbrella insurance is an affordable way to make sure you are adequately protected. Talk to one of our agents today to see if an umbrella policy is right for you.
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We’re Here to Help
Our specially trained agents and support staff are here to help you with any of your concerns or questions. They can be reached nmby phone or email.
Hassle Free Claims
While we all hope to never have to have to use our home owners insurance, eventually, we all have to file a claim. Our support staff is here to help you get through the process.
Switching Companies is Easy
We are here to help you switch your insurance company. We will help you cancel your current policy and make sure your new policy goes into effect without a lapse in coverage.
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Frequently Asked Questions
What information do I need to get an accurate quote?
If you are currently insured, we recommend you have your current policy to make sure we have accurate information about your home. Our agent will review your policy and make recommendations on changes you may need to make. You don’t want to find out you are underinsured until after a fire or other disaster.
What does my Home Owner's Insurance policy cover?
Homeowner’s insurance will typically cover four different types of incidents on your property; interior and exterior damage, loss or damage of your personal belongings, and injury to other people that occurs on your property.
How much coverage do I need on my Renter's policy?
Only you can answer that question. Take a look around your home; how much would it cost you to replace all your belongings if you lose everything in a fire? You also need to understand that renters insurance will not automatically cover all your losses. Talk to our agents to ensure all your personal property like jewelry, computers, and antiques are covered.
Does a Home Owner's Policy cover natural disasters like earth quakes and floods?
Normally no. Flood damage and earthquakes are not covered by your home or renters insurance. You need to buy
What type of discounts are available on Home and Renter's Insurance policy?
In many cases, you can get discounts on new home construction, loyalty discounts, sprinklers, monitored fire and burglar alarms, etc. Call to talk to one of our agents to see for what discounts you may qualify.
LET US HELP YOU PROTECT YOUR HOME
What Does My Home Insurance Policy Cover?
Regardless of what insurance company you buy your policy from, all home owner’s insurance policies have the same parts:
- Property Protection: Protects your home and your personal property.
- Liability Protection: Protects you in case of an accident where you are liable for someone’s injury.
When you look at a home insurance declaration page, which is usually the first page in a homeowners insurance policy, you see Part I: Property Protection. This protection is usually broken down into four additional sections:
A. Dwelling: Protects your home in case of a covered incident.
B. Other Structures: Protects any structures on your property such as garage or shed.
C. Personal Property: Protects your belongings in case of a covered incident.
D. Loss of Use: Will reimburse you for any expenses you if you need to be out of your home due to a covered incident.
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Or send us a message and we will get back to you as soon as possible.
(888) 220-4603
sales@connect3insurance.com
1720 S San Gabriel Blvd Suite 228 San Gabriel, CA 91776
Monday - Friday: 9:00AM - 5:00PM
English, Spanish
6002895
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